If you read through the comment section of any article discussing Saquon Barkley’s contract situation, you will find many people sympathizing with him. On the surface, it seems ridiculous for people to have these types of feelings, but we are all human beings, and we feel a connection to another’s plight, regardless of status. I’m always looking for practical applications of things, so read on to see how we can learn from his circumstances.

Paydays are special. Whether it is every other week, twice a month, or weekly, we all have that day circled on our mental calendars. Then retirement happens, and everything changes. One of the most significant challenges that retirees face is determining how much money to withdraw from their savings each year while ensuring that they do not run out of money. In this article, we will look at different options for retirees that need to replace their income.

After one or two sentences an internal alarm (God Bless it) shouted “Hey JT, focus up, I sense danger.” I quickly realized that this was not a legitimate phone call and I was being scammed. Fortunately, I realized this before giving any pertinent information, but it so easily could have been me.

The basic premise of financial planning is to create a roadmap for your financial future, which includes setting goals, identifying risks and opportunities, and creating a plan of action to help you achieve your objectives. It's about making the most of your income, managing your expenses, and building wealth over time. These are all tasks that sound easy, but many times it’s these priorities that we push to the side because we’re too busy or we feel that since it’s long-term planning, it can wait. The saying “time waits for no one” comes to mind with this thought process. It’s never too early nor too late to address this.