Timothy M. Smith | AAMS

Wealth Advisor | Managing Partner | CEO

As CEO and Managing Partner, I oversee Continuum’s strategic vision while being the lead advisor for managing clients’ portfolios.  My clientele includes high net worth individuals and successful businesses, with a strong emphasis on professional physician practices. My focus is always aimed squarely at addressing the unique financial needs of each client, which is what has helped me to develop a thoughtful, yet structured decision-making process.  I credit my upbringing as something to draw upon while serving clients -  I was always taught to be humble and honest.

I earned my Accredited Asset Management Specialist (AAMS) designation from The College for Financial Planning in Jan 2004. I attended Memphis State University in Memphis, Tennessee, and The College of St. Rose in Albany, New York. I am a member of both the Financial Planning Association and the IMCA (Investment Management Consultants Association), and I also hold a Series 66 securities license, and a NYS Life, Accident and Health Insurance license.

Outside of work, I love spending time with my wife and five children. You can find me enjoying the outdoors (when the upstate NY weather permits) or cheering for the Colts on Sundays.

Email Tim at tsmith@contwealth.com

David Rath | CMT | CFA

Wealth Advisor | Partner | Chief Investment Officer

I joined Continuum Wealth Advisors in 2021 with over a decade of experience in the wealth management industry. Immediately, I knew this was the place for me. My role here is Chief Investment Officer, where I am responsible for investment research, portfolio oversight, and communication of our strategies. My passion for the market extends beyond working hours, and I am constantly looking to expand my base of knowledge. To that end, I am both a CFA Charterholder and a CMT Charterholder. Those two designations represent many hours of hard work and sacrifice in pursuit of my post-college education. I also hold a Bachelor of Science in Financial Economics from Binghamton University.

Everything I do is driven by the desire to provide the best possible client experience. You worked hard to save that money - my job is to make sure it, in turn, works hard for you.

When not in the office,  I love spending time with my wife and two sons. The remaining "me time" is spent cheering for the NY Giants and NY Rangers, practicing Brazilian Jiu-Jitsu, reading, exercising, and skiing. 

I always love to chat markets so don't hesitate to reach out to me: drath@contwealth.com

Jennifer L. Henry | CRPS

Vice President, Advisory Services

Jennifer is the Vice President of Advisory Services, having entered the financial field in 1997. She provides personalized portfolio maintenance for clients including the establishment and transfer of accounts, trading, distributions and asset recommendations, for which anticipating client needs is a key part of that process. In addition, Jennifer is responsible for maintaining and operating the client portfolio reporting system, as well as client advisory fee processing and billing.  Overseeing the compliance activities of the firm is another aspect of her day-to-day responsibilities.

Jennifer earned her Chartered Retirement Plans Specialist designation through The College for Financial Planning, and received her BA in Mathematics from Hartwick College in Oneonta, New York. She holds a Series 66 securities license.

Email Jennifer at jhenry@contwealth.com

Ben Guerin

Portfolio Analyst

I joined Continuum Wealth Advisors in June 2024. Although new, some of you may recognize me as "the intern" from previous years. I was thrilled to officially join the team after two summers of learning the basics. My role here is a Portfolio Analyst, where I spend most of my time behind the scenes making sure your portfolio is up to date with all your needs.

I graduated from Siena College in May 2024; however, the studying continues. I recently passed the Level 1 CFA Charter holder exam this August. While preparation for exams like these occupies most of my time at home, my passion for athletics also has a priority. At Siena, I ran NCAA Division 1 cross country and track. Luckily, those skills not only showed I could get around the office fast but also taught me priceless life skills.

I look forward to working with you, please reach out with any questions!

Email Ben at bguerin@contwealth.com

Follow me on LinkedIn